Getting “business rich”
A kickoff that introduces the Value Equation channel and how most of the richest Americans got that way: by owning meaningful stock in businesses they help start or work for.
The series that turns corporate business-model dynamics and wealth creation into something anyone can follow — no business degree required.
What do value investing and becoming a multi-millionaire have in common? Most multi-millionaires in the United States achieve their wealth through stock ownership — most often in companies they started or work for. The financial alchemy of wealth creation is inseparable from business-model design, and that’s where value investing and business wealth creation converge. This series of 27 short videos makes that understanding broadly accessible.
You’ll learn fast 27 videos · step-by-step · just over four hours
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Peels back S&P 500 member Costco’s (NYSE: COST) 2024 financial statements to reveal its first three Value Equation business-model variables.
Play now ▶Tap any episode to play it here.
A kickoff that introduces the Value Equation channel and how most of the richest Americans got that way: by owning meaningful stock in businesses they help start or work for.
Introduces Equity Valuation Multipliers — how many times a company’s market value exceeds its actual creation cost. A multiplier greater than 1 is the hallmark of a financially successful company.
Introduces the four foundational sources of investor returns. The first is dividends; the next three are captured in internal and external cash-flow-per-share growth.
The turbocharging fifth source of return: cash-flow multiple arbitrage — which kicks in when the first four sources exceed investor return requirements, making a company worth more than it cost.
Introduces the six essential financial drivers of current investor returns. Current returns make dividends possible and are central to future cash-flow-per-share growth.
Examines how each of the six drivers of current returns is determined — financial concepts that generally aren’t labeled on company financial statements.
Introduces the Value Equation itself — a quick-math shortcut that computes current equity creation returns from the six essential drivers.
Allocates the six Value Equation variables into Operating, Asset and Capital efficiencies that together drive current equity returns.
Explores the financial characteristics of the best business models. Few businesses have them — so the leader’s job is to do the best with what you have.
Uses the Value Equation and its efficiencies to illustrate the financial levers leaders have to improve their business models. Efficient design is a creative act.
Explores opportunity cost, where management inflexibility — often from restrictive borrowing or lease agreements — can damage business-model quality and destroy value.
Explores the risks of accelerating growth through M&A or excessive organic growth. Growth is the quickest way to elevate returns — but it has downsides.
Examines capital-stack design minefields — the mix of borrowings, lease proceeds and equity used to finance a business and optimize capital efficiency.
Deconstructs the Value Equation to show the many levers leadership has to serve the primary objective: maximize shareholder value.
Introduces OPM equity — starting a company with outside equity when you lack the personal resources — and how to decide how much of your company to give up.
Introduces the Value Equation Universal Business Model, adding growth and market-value variables to predict total investor return expectations.
Shows that the simple approach of Episode 4 understates the real potential of Equity Valuation Multipliers — the fifth, turbocharging source of returns.
Incorporates external growth — issuing new shares to fund growth — into the Universal Business Model. Most great models don’t need it; some do.
Peels back S&P 500 member Costco’s (NYSE: COST) 2024 financial statements to reveal its first three Value Equation business-model variables.
Builds on Episode 19 to add the final Value Equation variables and compute current yields on Costco’s equity creation cost.
Adds dividend, growth and market-valuation variables to complete the Universal Business Model and predict 2025 Costco investor returns.
Examines Essential Properties Realty Trust (NYSE: EPRT), deriving its business-model variables and predicting 2025 investor returns.
Explores equity custodianship using Costco and Essential Properties to illustrate efficient cash-flow issuance and reinvestment.
Adds to Episode 13 with more illustrations of capital-stack minefields arising from interest-rate and liquidity risk.
Revisits Episode 9 to add more color to the business models of the best businesses, incorporating growth variables.
Illustrates Berkshire Hathaway’s 2017 investment in STORE Capital — led by the author — showing the intersection of value investing and business-model understanding.
An epilogue on personal career choices, personal satisfaction, and what actually comprises a financial win.
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